* { margin: 0; padding: 0; box-sizing: border-box; }

:root {
    --primary: #1a237e;
    --primary-light: #3949ab;
    --accent: #ff6f00;
    --accent-light: #ffa040;
    --bg: #f5f7fa;
    --card-bg: #ffffff;
    --text: #1a1a2e;
    --text-light: #555;
    --border: #e0e0e0;
    --public-color: #1565c0;
    --private-color: #6a1b9a;
    --rbi-color: #c62828;
    --success: #2e7d32;
    --shadow: 0 4px 20px rgba(0,0,0,0.08);
    --shadow-hover: 0 8px 30px rgba(0,0,0,0.15);
    --detail-border: #f0f0f0;
    --feature-bg: #e8eaf6;
    --feature-color: var(--primary);
}

body.dark-mode {
    --bg: #0f0f1a;
    --card-bg: #1e1e2f;
    --text: #e0e0e0;
    --text-light: #aaa;
    --border: #333;
    --shadow: 0 4px 20px rgba(0,0,0,0.3);
    --shadow-hover: 0 8px 30px rgba(0,0,0,0.5);
    --detail-border: #2a2a3a;
    --feature-bg: #2a2a4a;
    --feature-color: #90caf9;
}

body.dark-mode .navbar { background: #12121f; }
body.dark-mode .search-box input,
body.dark-mode .bank-select select,
body.dark-mode .tenure-btn,
body.dark-mode .range-values input[type="number"] {
    background: #2a2a3a; color: #e0e0e0; border-color: #444;
}
body.dark-mode input[type="range"] { background: #333; }
body.dark-mode table { color: #e0e0e0; }
body.dark-mode th { background: #1a1a3a; }
body.dark-mode tr:nth-child(even) { background: #1e1e2f; }
body.dark-mode tr:hover { background: #2a2a3a; }
body.dark-mode .article-card,
body.dark-mode .stock-card,
body.dark-mode .feature-box,
body.dark-mode .service-card { background: var(--card-bg); }
body.dark-mode .blog-content,
body.dark-mode .legal-content { color: var(--text); }
body.dark-mode footer { background: #0a0a15; }

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    background: var(--bg); color: var(--text);
    line-height: 1.6; transition: background 0.3s, color 0.3s;
}

*:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; }
img { max-width: 100%; height: auto; }

/* NAVBAR */
.navbar {
    display: flex; justify-content: space-between; align-items: center;
    padding: 12px 40px; background: var(--primary); color: white;
    position: sticky; top: 0; z-index: 1000;
    box-shadow: 0 2px 10px rgba(0,0,0,0.2);
}
.nav-brand { font-size: 1.3rem; font-weight: 700; letter-spacing: 1px; }
.nav-brand a { color: white; text-decoration: none; }
.nav-links { display: flex; align-items: center; gap: 5px; flex-wrap: wrap; }
.nav-links a {
    color: rgba(255,255,255,0.7); text-decoration: none;
    padding: 6px 12px; font-weight: 500; font-size: 0.9rem;
    border-radius: 6px; transition: all 0.3s;
}
.nav-links a:hover, .nav-links a.active { color: white; background: rgba(255,255,255,0.12); }
.dark-toggle {
    background: rgba(255,255,255,0.15); border: none; border-radius: 50%;
    width: 34px; height: 34px; font-size: 1.1rem; cursor: pointer;
    transition: background 0.3s; margin-left: 8px;
}
.dark-toggle:hover { background: rgba(255,255,255,0.25); }

/* DISCLAIMER BANNER */
.disclaimer-banner {
    background: #fff3e0;
    border-bottom: 2px solid #ffcc80;
    padding: 10px 20px;
    text-align: center;
    font-size: 0.82rem;
    color: #e65100;
    line-height: 1.5;
    position: relative;
    z-index: 1001;
}
.disclaimer-banner strong { color: #bf360c; }
.disclaimer-banner .close-banner {
    position: absolute; right: 15px; top: 50%; transform: translateY(-50%);
    background: none; border: none; font-size: 1.2rem; cursor: pointer; color: #bf360c; padding: 5px;
}
body.dark-mode .disclaimer-banner {
    background: #1a1200; border-bottom-color: #4a3000; color: #ffb74d;
}
body.dark-mode .disclaimer-banner strong { color: #ffa726; }
body.dark-mode .disclaimer-banner .close-banner { color: #ffa726; }

/* HERO */
.hero {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: white; text-align: center; padding: 50px 20px;
}
.hero h1 { font-size: 2.3rem; margin-bottom: 10px; }
.hero p { font-size: 1.1rem; opacity: 0.85; max-width: 650px; margin: 0 auto; }
.hero-sub { padding: 30px 20px; max-width: 900px; margin: 0 auto; }
.hero-sub h1 { font-size: 1.8rem; color: var(--primary); margin-bottom: 8px; }
.hero-sub p { color: var(--text-light); font-size: 1rem; }

/* PAGE LAYOUT */
.page-section { max-width: 1200px; margin: 30px auto; padding: 0 20px; }
.page-header { margin-bottom: 30px; }
.page-header h1 { font-size: 2rem; color: var(--primary); margin-bottom: 5px; }
.page-header p { color: var(--text-light); font-size: 1rem; }

/* CARDS GRID */
.cards-grid {
    display: grid; gap: 20px;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
}

/* HOME FEATURES */
.features-grid {
    display: grid; gap: 20px; margin: 30px 0;
    grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
}
.feature-box {
    background: var(--card-bg); padding: 30px; border-radius: 14px;
    box-shadow: var(--shadow); text-align: center; transition: transform 0.3s;
}
.feature-box:hover { transform: translateY(-4px); }
.feature-icon { font-size: 2.5rem; margin-bottom: 12px; }
.feature-box h3 { font-size: 1.1rem; margin-bottom: 8px; color: var(--primary); }
.feature-box p { font-size: 0.9rem; color: var(--text-light); }

/* SERVICES */
.services-grid {
    display: grid; gap: 25px; margin: 30px 0;
    grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
}
.service-card {
    background: var(--card-bg); border-radius: 14px; overflow: hidden;
    box-shadow: var(--shadow); transition: transform 0.3s;
}
.service-card:hover { transform: translateY(-4px); }
.service-card-header {
    padding: 20px; color: white; font-weight: 700; font-size: 1.1rem;
}
.service-card-body { padding: 20px; }
.service-card-body ul { list-style: none; }
.service-card-body li { padding: 5px 0; font-size: 0.9rem; color: var(--text-light); }
.service-card-body li::before { content: "\2713 "; color: var(--success); font-weight: 700; }

/* ARTICLE CARDS */
.article-card {
    background: var(--card-bg); border-radius: 14px; overflow: hidden;
    box-shadow: var(--shadow); transition: transform 0.3s;
}
.article-card:hover { transform: translateY(-4px); }
.article-card-img {
    height: 180px; display: flex; align-items: center; justify-content: center;
    font-size: 3rem; color: white;
}
.article-card-body { padding: 20px; }
.article-card-body h3 { font-size: 1.1rem; margin-bottom: 8px; color: var(--text); }
.article-card-body p { font-size: 0.88rem; color: var(--text-light); margin-bottom: 12px; line-height: 1.5; }
.article-meta { font-size: 0.8rem; color: var(--text-light); display: flex; gap: 15px; }
.article-card-body a.btn-read {
    display: inline-block; margin-top: 12px; padding: 8px 20px;
    background: var(--primary); color: white; text-decoration: none;
    border-radius: 8px; font-size: 0.85rem; font-weight: 600; transition: background 0.3s;
}
.article-card-body a.btn-read:hover { background: var(--primary-light); }

/* BLOG CONTENT */
.blog-content {
    max-width: 800px; margin: 0 auto; background: var(--card-bg);
    padding: 40px; border-radius: 16px; box-shadow: var(--shadow);
}
.blog-content h1 { font-size: 1.8rem; color: var(--primary); margin-bottom: 10px; }
.blog-content .meta { color: var(--text-light); font-size: 0.85rem; margin-bottom: 20px; }
.blog-content h2 { font-size: 1.3rem; color: var(--primary); margin: 25px 0 10px; }
.blog-content h3 { font-size: 1.1rem; color: var(--primary); margin: 20px 0 8px; }
.blog-content p { margin-bottom: 14px; color: var(--text); line-height: 1.8; }
.blog-content ul, .blog-content ol { margin: 10px 0 14px 20px; }
.blog-content li { margin-bottom: 6px; color: var(--text); line-height: 1.7; }
.blog-content table { width: 100%; border-collapse: collapse; margin: 15px 0; }
.blog-content th, .blog-content td { padding: 10px 14px; border: 1px solid var(--border); text-align: left; font-size: 0.9rem; }
.blog-content th { background: var(--primary); color: white; }
.blog-content blockquote {
    border-left: 4px solid var(--accent); padding: 12px 20px;
    margin: 15px 0; background: #fff8e1; border-radius: 0 8px 8px 0;
    font-style: italic; color: var(--text-light);
}
.blog-content .highlight-box {
    background: #e8f5e9; border-left: 4px solid var(--success);
    padding: 15px 20px; border-radius: 0 8px 8px 0; margin: 15px 0;
}
.blog-content .warning-box {
    background: #fff3e0; border-left: 4px solid var(--accent);
    padding: 15px 20px; border-radius: 0 8px 8px 0; margin: 15px 0;
}

/* STOCK MARKET */
.stock-overview {
    display: grid; gap: 20px; margin: 25px 0;
    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
}
.stock-card {
    background: var(--card-bg); border-radius: 14px; padding: 20px;
    box-shadow: var(--shadow); text-align: center;
}
.stock-card h3 { font-size: 0.9rem; color: var(--text-light); margin-bottom: 5px; }
.stock-card .stock-value { font-size: 1.5rem; font-weight: 800; color: var(--primary); }
.stock-card .stock-change { font-size: 0.85rem; margin-top: 5px; font-weight: 600; }
.stock-card .stock-change.up { color: #2e7d32; }
.stock-card .stock-change.down { color: #c62828; }

.stock-table { width: 100%; border-collapse: collapse; margin: 20px 0; }
.stock-table th, .stock-table td { padding: 12px 15px; text-align: left; border-bottom: 1px solid var(--border); font-size: 0.9rem; }
.stock-table th { background: var(--primary); color: white; font-weight: 600; }
.stock-table tr:hover { background: #f5f5f5; }

.stock-categories {
    display: grid; gap: 15px; margin: 20px 0;
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
}
.stock-cat-card {
    background: var(--card-bg); border-radius: 12px; padding: 20px;
    box-shadow: var(--shadow); text-align: center; border-top: 4px solid var(--primary);
}
.stock-cat-card h3 { font-size: 1rem; color: var(--primary); margin-bottom: 8px; }
.stock-cat-card p { font-size: 0.85rem; color: var(--text-light); }

/* BANK CARDS */
.banks-grid {
    display: grid; gap: 25px;
    grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
}
.bank-card {
    background: var(--card-bg); border-radius: 16px; overflow: hidden;
    box-shadow: var(--shadow); transition: transform 0.3s, box-shadow 0.3s;
}
.bank-card.hidden { display: none; }
.bank-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-hover); }
.bank-card-top { position: relative; }
.bank-compare-check { position: absolute; top: 10px; right: 10px; z-index: 10; }
.bank-compare-check input[type="checkbox"] { width: 20px; height: 20px; cursor: pointer; accent-color: var(--accent); }
.bank-header {
    padding: 20px 25px; color: white; display: flex;
    align-items: center; gap: 15px; flex-wrap: wrap;
}
.bank-header.public { background: linear-gradient(135deg, var(--public-color), #1976d2); }
.bank-header.private { background: linear-gradient(135deg, var(--private-color), #8e24aa); }
.bank-header.rbi { background: linear-gradient(135deg, var(--rbi-color), #e53935); }
.bank-logo {
    width: 55px; height: 55px; background: rgba(255,255,255,0.2);
    border-radius: 12px; display: flex; align-items: center; justify-content: center;
    font-weight: 800; font-size: 0.85rem; flex-shrink: 0;
}
.bank-header h3 { font-size: 1.15rem; flex: 1; }
.bank-type { font-size: 0.75rem; background: rgba(255,255,255,0.2); padding: 3px 10px; border-radius: 20px; }
.bank-details { padding: 18px 25px; }
.detail-row {
    display: flex; justify-content: space-between; padding: 7px 0;
    border-bottom: 1px solid var(--detail-border); font-size: 0.9rem;
}
.detail-row:last-child { border-bottom: none; }
.detail-row .label { color: var(--text-light); font-weight: 500; }
.detail-row .value { font-weight: 600; text-align: right; }
.bank-features { padding: 12px 25px 18px; display: flex; flex-wrap: wrap; gap: 6px; }
.feature { background: var(--feature-bg); color: var(--feature-color); padding: 4px 12px; border-radius: 20px; font-size: 0.78rem; font-weight: 500; }

.section-header { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; margin-bottom: 25px; gap: 15px; }
.section-header h2 { font-size: 1.6rem; color: var(--primary); }
.filter-buttons { display: flex; gap: 8px; flex-wrap: wrap; }
.filter-btn {
    padding: 8px 18px; border: 2px solid var(--primary); background: white;
    color: var(--primary); border-radius: 25px; cursor: pointer;
    font-weight: 500; font-size: 0.85rem; transition: all 0.3s;
}
.filter-btn:hover, .filter-btn.active { background: var(--primary); color: white; }
.search-box { margin-bottom: 25px; }
.search-box input {
    width: 100%; padding: 12px 18px; border: 2px solid var(--border);
    border-radius: 10px; font-size: 1rem; background: white;
}
.search-box input:focus { outline: none; border-color: var(--primary); }
.no-results { text-align: center; padding: 40px 20px; color: var(--text-light); }

/* EMI */
.loan-presets { display: flex; justify-content: center; gap: 12px; margin-bottom: 25px; flex-wrap: wrap; }
.preset-btn {
    padding: 10px 20px; border: 2px solid rgba(255,255,255,0.3);
    background: rgba(255,255,255,0.1); color: white; border-radius: 10px;
    cursor: pointer; font-weight: 600; font-size: 0.9rem; transition: all 0.3s;
}
.preset-btn:hover { background: rgba(255,255,255,0.2); border-color: white; }
.emi-calculator { background: var(--card-bg); border-radius: 20px; padding: 35px; box-shadow: 0 10px 40px rgba(0,0,0,0.15); }
.emi-form { display: grid; gap: 25px; }
.form-group label { display: block; font-weight: 600; margin-bottom: 10px; font-size: 0.95rem; }
input[type="range"] { width: 100%; height: 8px; border-radius: 4px; background: #e0e0e0; outline: none; -webkit-appearance: none; appearance: none; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--primary); cursor: pointer; }
.range-values { display: flex; justify-content: space-between; align-items: center; margin-top: 8px; font-size: 0.8rem; color: var(--text-light); }
.range-values input[type="number"] { width: 140px; padding: 8px 12px; border: 2px solid var(--border); border-radius: 8px; text-align: center; font-weight: 600; font-size: 1rem; color: var(--primary); }
.tenure-type { display: flex; gap: 10px; }
.tenure-btn { flex: 1; padding: 12px; border: 2px solid var(--border); background: white; border-radius: 10px; cursor: pointer; font-weight: 600; transition: all 0.3s; }
.tenure-btn.active { border-color: var(--primary); background: var(--primary); color: white; }
.bank-select select { width: 100%; padding: 12px 15px; border: 2px solid var(--border); border-radius: 10px; font-size: 1rem; background: white; cursor: pointer; }
.emi-results { margin-top: 30px; display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 15px; }
.result-card { padding: 20px; border-radius: 12px; text-align: center; }
.emi-card { background: linear-gradient(135deg, #e8f5e9, #c8e6c9); border: 2px solid #a5d6a7; }
.total-card { background: linear-gradient(135deg, #fff3e0, #ffe0b2); border: 2px solid #ffcc80; }
.total-amount-card { padding: 20px; border-radius: 12px; text-align: center; background: linear-gradient(135deg, #e3f2fd, #bbdefb); border: 2px solid #90caf9; grid-column: 1 / -1; }
.result-card h4, .total-amount-card h4 { font-size: 0.9rem; color: var(--text-light); margin-bottom: 5px; }
.emi-value { font-size: 1.5rem; font-weight: 800; color: var(--primary); }
.emi-section { background: linear-gradient(135deg, #1a237e 0%, #283593 50%, #3949ab 100%); padding: 50px 20px; }
.emi-container { max-width: 1100px; margin: 0 auto; }
.emi-section h2 { text-align: center; color: white; font-size: 2rem; margin-bottom: 5px; }
.emi-subtitle { text-align: center; color: rgba(255,255,255,0.7); margin-bottom: 30px; }

/* CHART */
.emi-chart-section { margin-top: 30px; text-align: center; }
.emi-chart-section h3 { margin-bottom: 15px; color: var(--primary); }
.chart-container { display: flex; align-items: center; justify-content: center; gap: 30px; flex-wrap: wrap; }
.chart-legend { display: flex; flex-direction: column; gap: 10px; }
.legend-item { display: flex; align-items: center; gap: 10px; font-weight: 500; font-size: 0.9rem; }
.legend-color { width: 18px; height: 18px; border-radius: 4px; }
.legend-color.principal { background: #1a237e; }
.legend-color.interest { background: #ff6f00; }

/* AMORTIZATION */
.amortization-section { margin-top: 30px; }
.amort-mode-group { display: flex; gap: 10px; margin-top: 12px; }
.amort-mode-btn { flex: 1; padding: 10px; border: 2px solid var(--border); background: white; border-radius: 8px; cursor: pointer; font-weight: 600; font-size: 0.85rem; transition: all 0.3s; }
.amort-mode-btn.active { border-color: var(--primary); background: var(--primary); color: white; }
.toggle-btn { width: 100%; padding: 14px; background: var(--primary); color: white; border: none; border-radius: 10px; font-size: 1rem; font-weight: 600; cursor: pointer; }
.toggle-btn:hover { background: var(--primary-light); }
.amortization-table { margin-top: 20px; }
.amortization-table h3 { margin-bottom: 15px; color: var(--primary); }
.table-wrapper { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; }
th, td { padding: 12px 15px; text-align: right; border-bottom: 1px solid var(--border); font-size: 0.9rem; }
th { background: var(--primary); color: white; font-weight: 600; }
th:first-child, td:first-child { text-align: center; }
tr:hover { background: #f5f5f5; }
tr:nth-child(even) { background: #fafafa; }

/* ACTION BUTTONS */
.action-buttons { display: flex; gap: 12px; margin-top: 25px; justify-content: center; }
.action-btn { padding: 10px 22px; border: 2px solid var(--primary); background: transparent; color: var(--primary); border-radius: 10px; cursor: pointer; font-weight: 600; font-size: 0.85rem; transition: all 0.3s; }
.action-btn:hover { background: var(--primary); color: white; }

/* COMPARISON */
.comparison-bar {
    position: fixed; bottom: -80px; left: 50%; transform: translateX(-50%);
    background: var(--primary); color: white; padding: 15px 30px;
    border-radius: 16px 16px 0 0; display: flex; align-items: center;
    gap: 20px; z-index: 999; transition: bottom 0.4s;
}
.comparison-bar.visible { bottom: 0; }
.cmp-btn { padding: 8px 18px; border: none; border-radius: 8px; cursor: pointer; font-weight: 600; font-size: 0.85rem; }
.cmp-btn:first-child { background: var(--accent); color: white; }
.cmp-clear { background: rgba(255,255,255,0.2); color: white; }
.comparison-modal {
    position: fixed; inset: 0; background: rgba(0,0,0,0.6); z-index: 2000;
    display: flex; align-items: center; justify-content: center;
    opacity: 0; pointer-events: none; transition: opacity 0.3s; padding: 20px;
}
.comparison-modal.visible { opacity: 1; pointer-events: all; }
.modal-content { background: var(--card-bg); border-radius: 20px; max-width: 1000px; width: 100%; max-height: 85vh; overflow-y: auto; padding: 30px; }
.modal-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 25px; }
.modal-header h3 { font-size: 1.5rem; color: var(--primary); }
.modal-close { background: none; border: none; font-size: 2rem; cursor: pointer; color: var(--text-light); }
.comparison-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 20px; }
.compare-card { border: 2px solid var(--border); border-radius: 16px; overflow: hidden; }
.compare-card .bank-header { padding: 15px 20px; }
.compare-details { padding: 15px 20px; }
.compare-row { display: flex; justify-content: space-between; padding: 8px 0; border-bottom: 1px solid var(--detail-border); font-size: 0.9rem; }
.compare-row:last-of-type { border-bottom: none; }
.compare-features { display: flex; flex-wrap: wrap; gap: 5px; margin-top: 10px; }
.btn-use-bank { width: 100%; padding: 12px; background: var(--primary); color: white; border: none; font-weight: 600; cursor: pointer; }

/* CONTACT */
.contact-grid {
    display: grid; gap: 30px; grid-template-columns: 1fr 1fr;
}
.contact-form-group { margin-bottom: 20px; }
.contact-form-group label { display: block; font-weight: 600; margin-bottom: 6px; font-size: 0.9rem; }
.contact-form-group input,
.contact-form-group textarea,
.contact-form-group select {
    width: 100%; padding: 12px; border: 2px solid var(--border);
    border-radius: 8px; font-size: 1rem; font-family: inherit;
}
.contact-form-group textarea { resize: vertical; min-height: 120px; }
.btn-submit {
    padding: 12px 30px; background: var(--primary); color: white;
    border: none; border-radius: 8px; font-size: 1rem; font-weight: 600; cursor: pointer;
}
.btn-submit:hover { background: var(--primary-light); }
.contact-info-card {
    background: var(--card-bg); padding: 30px; border-radius: 14px;
    box-shadow: var(--shadow);
}
.contact-info-card h3 { color: var(--primary); margin-bottom: 15px; }
.contact-info-item { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 15px; }
.contact-info-item .icon { font-size: 1.3rem; }
.contact-info-item .info-label { font-weight: 600; font-size: 0.85rem; }
.contact-info-item .info-value { font-size: 0.85rem; color: var(--text-light); }

/* FOOTER */
.footer {
    background: #1a1a2e; color: rgba(255,255,255,0.6); padding: 40px 20px 20px; margin-top: 50px;
}
.footer-grid {
    max-width: 1200px; margin: 0 auto;
    display: grid; gap: 30px;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}
.footer-col h4 { color: white; font-size: 1rem; margin-bottom: 15px; }
.footer-col a { display: block; color: rgba(255,255,255,0.5); text-decoration: none; padding: 3px 0; font-size: 0.85rem; transition: color 0.3s; }
.footer-col a:hover { color: var(--accent); }
.footer-col p { font-size: 0.85rem; line-height: 1.6; }
.footer-bottom {
    max-width: 1200px; margin: 25px auto 0; padding-top: 20px;
    border-top: 1px solid rgba(255,255,255,0.1); text-align: center;
    font-size: 0.8rem;
}

/* TOAST */
.toast {
    position: fixed; bottom: -60px; left: 50%; transform: translateX(-50%);
    background: #333; color: white; padding: 12px 28px; border-radius: 10px;
    font-weight: 500; z-index: 3000; transition: bottom 0.4s;
}
.toast.visible { bottom: 30px; }

/* BREADCRUMBS */
.breadcrumbs { padding: 15px 0; font-size: 0.85rem; }
.breadcrumbs a { color: var(--primary); text-decoration: none; }
.breadcrumbs a:hover { text-decoration: underline; }
.breadcrumbs span { color: var(--text-light); }

/* SIDEBAR LAYOUT */
.with-sidebar { display: grid; gap: 30px; grid-template-columns: 1fr 300px; }
.sidebar { position: sticky; top: 80px; align-self: start; }
.sidebar-widget {
    background: var(--card-bg); border-radius: 14px; padding: 20px;
    box-shadow: var(--shadow); margin-bottom: 20px;
}
.sidebar-widget h3 { font-size: 1rem; color: var(--primary); margin-bottom: 12px; padding-bottom: 10px; border-bottom: 2px solid var(--border); }
.sidebar-widget a { display: block; padding: 6px 0; color: var(--text); text-decoration: none; font-size: 0.85rem; border-bottom: 1px solid var(--detail-border); transition: color 0.3s; }
.sidebar-widget a:hover { color: var(--primary); }

/* RESPONSIVE */
@media (max-width: 900px) {
    .with-sidebar { grid-template-columns: 1fr; }
    .sidebar { position: static; display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
    .contact-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
    .navbar { flex-direction: column; gap: 8px; padding: 10px 15px; }
    .hero h1 { font-size: 1.6rem; }
    .banks-grid { grid-template-columns: 1fr; }
    .emi-results { grid-template-columns: 1fr; }
    .emi-calculator { padding: 20px; }
    .chart-container { flex-direction: column; }
    .sidebar { grid-template-columns: 1fr; }
    .comparison-bar { flex-direction: column; gap: 10px; padding: 12px 20px; }
    .comparison-grid { grid-template-columns: 1fr; }
    .blog-content { padding: 20px; }
}
@media (max-width: 480px) {
    .filter-buttons { flex-wrap: wrap; }
    .bank-header { flex-direction: column; align-items: flex-start; }
    .loan-presets { gap: 8px; }
    .preset-btn { padding: 8px 14px; font-size: 0.8rem; }
}

/* PRINT */
@media print {
    .navbar, .hero, .footer, .sidebar, .comparison-bar,
    .action-buttons, .loan-presets, .emi-form, .emi-chart-section,
    .amort-mode-group, .filter-buttons, .search-box { display: none !important; }
    body { background: white; color: black; }
    .blog-content, .emi-calculator { box-shadow: none; padding: 0; }
    .amortization-table { display: block !important; }
    table { font-size: 0.75rem; }
    th, td { padding: 6px 8px; }
}