Welcome to MyBankGyan. By accessing or using our website, you acknowledge and agree that this is a third-party informational website only and that no contractual relationship of any kind is created between you and MyBankGyan.
1. No Contract or Agreement
By using this website, you explicitly acknowledge that:
- No contractual relationship is created between you and MyBankGyan in any form.
- We do NOT offer any loans, funds, insurance, or financial products.
- We do NOT provide any financial advisory or consulting services.
- We are NOT a bank, NBFC, insurance company, or SEBI-registered entity.
- Any information on this website does not constitute an offer, solicitation, or agreement of any kind.
- You may NOT rely on any information on this website as the basis for any financial decision.
2. Informational Content Only
All content on MyBankGyan is published for general informational and educational purposes only. The information is provided in good faith for general information purposes. We make no warranty about the completeness, reliability, or accuracy of this information.
Before making any financial decisions, you should independently verify all information and consult with qualified professionals. We are not a substitute for professional financial, legal, or tax advice.
3. No Responsibility or Liability
MyBankGyan and its owners, operators, and contributors shall NOT be responsible or liable for:
- Any financial loss, damage, or risk arising from use of information on this website
- Any decisions made based on the information provided on this website
- Any inaccuracy, error, or omission in the information on this website
- Any loss of profit, revenue, data, or business opportunity
- Any actions taken based on interest rates, stock data, or financial information shown
- Any interaction, transaction, or dispute between you and any bank or financial institution
4. EMI Calculator
Our EMI calculator is provided as a free tool for estimation purposes only. The actual EMI may vary slightly from the calculated value based on factors including but not limited to processing fees, pre-payment charges, GST, and specific bank policies. Always confirm the exact EMI with your lender before taking a loan.
5. Bank Information
We strive to keep bank information, including interest rates and features, accurate and up to date. However, banks may change their rates, policies, and features at any time without notice. We are not responsible for any discrepancies between the information on our website and the actual bank offerings.
6. Stock Market Information
Stock market data, indices, and other market information displayed on our website may be delayed, indicative, or for educational purposes only. This should not be used for making investment or trading decisions. We are not responsible for any financial losses incurred based on the information provided on our website.
7. Intellectual Property
All content on MyBankGyan, including text, graphics, logos, icons, images, data compilations, and software, is the property of MyBankGyan or its content suppliers and is protected by Indian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.
8. User Conduct
By using our website, you agree not to:
- Use the website for any unlawful purpose
- Attempt to gain unauthorized access to any portion of the website
- Interfere with or disrupt the website or servers
- Use automated systems to access the website without permission
- Scrape, crawl, or use any automated means to collect data from the website
9. Limitation of Liability
MyBankGyan and its team shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website. We shall not be liable for any financial losses incurred based on the information provided on our website.
10. External Links
Our website may contain links to external websites, including bank websites, brokerage platforms, and other financial services. We have no control over the content and practices of these sites and are not responsible for their privacy policies or content.
11. Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website after any changes constitutes acceptance of the new terms.
12. Governing Law
These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts in Surat, Gujarat, India.
13. Contact
If you have any questions about these Terms and Conditions, please contact us through our Contact Page.